Meet Our Clients

Oleg Abramov
The position of a power plant turbine lineman is not very rewarding financially. A couple of years ago Oleg Abramov decided that it was time to look for a more profitable position and try to start his own business. His family understood his willing to provide more income and supported him: his relative and friends, so to speak, sent the cap round, and gathered the required initial capital. Oleg started to gain experience with selling shoes. It went well, but resupply of the stock always requires additional funds. Oleg learned about FORA and applied for a loan in September 2002. FORA did not disappoint his expectations. The loan was disbursed in a very short time, and Oleg was quite happy with the terms of the loan. After his first experience of working with FORA he intends to continue long-term cooperation with FORA.
Evgeniya Kubrak
The first business experience is always gained in a hard way; that is why a support of any kind is so important. Evgeniya was first supported by her relatives, who gave her money when she decided to start trading Thus, she had the initial capital and her business started well. . Moreover, cosmetics and perfumery are very popular. However, after three months she understood that the help of her family is insufficient. A nice bit of money was required to purchase goods, so one had to think about taking a loan. Evgeniya came to FORA a member of a group of businessmen. That gave her the possibility to acquire a collateral-free loan. All other terms of cooperation with FORA also were attractive. Soon Evgeniya will make the last payment to repay the loan, but she is not going to stop her business relationship with FORA.
Andrey Mironov
Andrey Mironov can be called an experienced entrepreneur: for about three years he has had his own business, selling underwear primarily. His business is helped by the fact that all members of his family take part in it. However, sometimes problems arise: you may not have free money to purchase a large batch of goods, for example. That is why Andrey became really interested in the information about FORA. He learned about FORA's services from his acquaintances and paid a special attention to the possibility of obtaining collateral-free loans. His first visit to FORA was not his last one, he became a permanent client, and obtained his fifth loan in February 2003. Andrey is planning to continue his practice of beneficial cooperation with FORA.
Lyubov Smirnova
Some women may find that the role of an ordinary housewife suits them fine. But Lyubov Smirnova at some turn of her life understood that the little family world cramps her individuality, and hampers her self-realization. So, two years ago she decided to start her own business. Her husband approved her intentions, supplied her with the initial capital, and supported Lyubov who made first steps in the area totally new for her financially and morally. Now she owns a beauty shop. She gained experience and self-reliance. Now Lyubov tries to fight all new challenges by herself. And they do arise, for example, when you need money to purchase new equipment for the shop. The FORA people told her about a way to solve that problem. Here you can get a loan even without a collateral, once you become a solidarity group member. Lyubov followed this advice, since she found the terms of the loan and the speed of document preparation quite fitting. So, after the first loan term is over, the owner of the beauty shop is most likely to use the services of FORA for the second time.
Olga Malevskaya
	Olga Malevskaya received her 5th loan for the development of her store.
Tatyana Kolesnikova
	Tatyana Kolesnikova received 3 loans for the purchase of goods (clothes).
Svetlana Istomina
	Svetlana Istomina is in her 3rd loan cycle.
Evgeniya Kubrak
	Evgeniya Kubrak received 2 loans to develop her store and expand the assortment.
Svetlana Kudryashova
	Svetlana Kudryashova and her spouse are in the sewing business. Recently, they have repaid their 7th loan.